802, 2011

Plan Like a Pessimist to For Extra Money in Your Budget

How to squeeze the most money out of your budget
One of the common things that causes people to mess up in their budgets is that they get overly optimistic in the planning stage. Entrepreneurs are really bad at this (believe me, I know from experience). What I mean by this is when working through the budget, they tend to underestimate costs and overestimate income. Additionally they forget some things each month that need to be […]

102, 2011

Taking Control of Your Money

How to stop your money from controlling you.
Do you ever feel like your money controls you instead of the other way around? It’s a pretty frustrating experience when there’s too much month left at the end of the money. Years ago, my idea of a budget was a fictitious “perfect” scenario where everything went according to plan. If I made x number of dollars a month and my expenses were only y number of dollars, […]

110, 2010

Friday Money Funnies: Life Insurance No Laughing Matter

If only we knew when we were going to die. We could plan ahead and make sure we had everything taken care of well in advance. Unfortunately (or fortunately, depending on how you look at it) we don’t know when that day or time will be. It’s so important to plan ahead and we all know it but too few of us actually plan ahead. We keep pushing it off and procrastinating. As this sarcastic […]

1001, 2010

Facing Your Fears

Remember ten years ago, when the new year of 2000 was destined to bring gloom and doom with our computer systems crashing and the world coming to an end? Well, we know what really happened. The world didn't stop turning and we are still here.

2401, 2009

Are You Resolving to Fail or Succeed?

How to make your New Year's resolution actually work.